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How Payday Loans are used in the USA How Payday Loans are used in the USA

What is it?

INSTACASH.BIZ are emergency loans which might also be called any of the following:

  • INSTACASH.BIZ Online loans
  • Online cash advance
  • Online payday advance
  • Internet loans
  • Paycheck advance
  • Advance loans
  • Quick cash loans
  • Bad credit personal loans

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Why are they needed?

Imagine your car has broken down and you can’t get to work resulting in loss of income or even loss of your job. Now imagine you don’t have a good relationship with a bank which will allow you to get an instant loan or overdraft. What should you do? A paydayloan is possibly the answer.


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Things you should know

There are many ways in which people with malicious intention can take advantage of you and your need for instant cash. There are things that you should know and do to protect yourself. You should always ask for a license. It’s important to check this license when you’re looking into a cash advance online service as a licensed business must comply with state laws. You should also watch out for hidden fees and read the terms presented to you carefully before signing anything.

Make sure you’re in direct contact with your cash advance lender. It’s much easier to deal with a lending service if you can speak directly to representatives on the phone. It’s important to know that though there are many dubious payday loan companies out there, direct lender payday loans is a great service if you can find the right company with a track record of customer satisfaction and honest business conduct.

How to report a scam

You can report instant online loan scams to the Department of Consumer Affairs in your state. You can also report offenders to the federal Department of Consumer Affairs. However, it makes the most sense to have the state department consider the violation since lending laws are set at the state level. You should submit your report in writing and keep a copy of it for your personal record. You should have a response from the department verifying receipt of your report and an on-going investigation within a few weeks.


As with other types of loan from other lenders, you need to meet certain criteria in order to qualify for a payday loan from Green Touch. You must typically:

a) Be a US citizen
b) Be 18 years or older
c) Have a checking account with direct deposit eligibility
d) Have held steady employment in recent months

The majority of cash advance lenders – including banks and other financial institutions – require these four criteria. A checking account that receives direct deposits is typically a requirement, as this is the way your loan will be paid to you. Proof of steady employment is usually required so that the online payday loan lenders are confident that you can repay your loan on time.


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Here’s how to get a payday loan

After entering a small amount of information, you will be told immediately if your application has been approved. It’s up to you how much money you borrow.

Upon approval, you’ll be redirected to the lender’s website where you’ll have the opportunity to review the terms of the loan. If you decide to accept, you’ll e-sign for the loan at that point.

Alternatively, you can call the number listed at the top of the page to apply for your payday loan. Get in touch today by calling our toll-free number and requesting a no-obligation consultation with one of our payday loan representatives.


Green Touch: Our Products


Title loans differ from both payday loans and installment loans in that the security for the loan is not your job. Instead it’s the title papers for your car, motorbike, truck, mobile home or boat. With a car title loan you can still drive your vehicle after you borrow the funds.

INSTACASH.BIZ Payday Loan Consolidation

If you’ve got yourself into financial hot water because you didn’t repay your high interest loans there is still an escape route. We’ll match you up with a specialist who can assess your situation and if possible negotiate a discount on both your interest rate and the total amount payable and handle the payments for you to simplify the process.

Payday loans

We offer payday loans online, a short term loan in the form of a cash advance. These loans carry a high rate of interest and to avoid difficulty with repayment should be repaid no later than your next payday. Payday loans are controversial as they are often the loan of last resort and tend to be used by borrowers who have a bad credit rating.

INSTACASH.BIZ Installment Loans

Green Touch is pleased to offer online installment loans which are intended for slightly longer time horizons than payday loans. An installment loan is not intended to be paid back in one go, and instead repayments are made in monthly installments of an amount predetermined at the time the loan is made. Installment loans from our lenders are targeted at borrowers who have few other places to turn.

INSTACASH.BIZ Merchant Cash Advances

Intended for companies, not individuals, merchant loans are a novel way for the lender to share in the risk of your business. Instead of being paid back on fixed dates the lender takes a percentage of your credit card sales every day. This gives you, the merchant more flexibility on when you repay because if you enjoy poor sales, your payments to the lender also go down.

Green Touch Addresses

5050 Quorum Drive Dallas, Texas 75254
18851 NE 29th Avenue Aventura, FL 33180